When Does Open Enrollment Open Again

The 2023 Open up Enrollment Period (OEP) begins November 1, 2022, in most states. Previously, the 2022 Open Enrollment Flow (OEP) ran from November 1, 2021, through January 15, 2022, in virtually states.

The chart beneath shows the 2022 OEP dates for us that utilize the federal ACA substitution. Coverage begins January ane. If you have a Special Enrollment Menses, coverage will begin the first day of the calendar month subsequently y'all sign upward.  For instance, if you sign up on Feb xv, your coverage will be effective March 1.

States	Federal Open Enrollment Period for 2022 Plans
Alabama	Nov 1, 2022 – January fifteen, 2022
Alaska	November 1, 2022 – Jan 15, 2022
Arizona	November 1, 2022 – Jan 15, 2022
Arkansas	November 1, 2022 – January xv, 2022
Delaware	November i, 2022 – January 15, 2022
Florida	November ane, 2022 – January 15, 2022
Georgia	November i, 2022 – Jan 15, 2022
Hawaii	November i, 2022 – January 15, 2022
Illinois	November 1, 2022 – Jan 15, 2022
Indiana	November 1, 2022 – January 15, 2022
Iowa	Nov 1, 2022 – Jan 15, 2022
Kansas	November 1, 2022 – January 15, 2022
Louisiana	November 1, 2022 – January 15, 2022
Michigan	November i, 2022 – January 15, 2022
Mississippi	November ane, 2022 – January 15, 2022
Missouri	November ane, 2022 – January fifteen, 2022
Montana	Nov 1, 2022 – January xv, 2022
Nebraska	November one, 2022 – January fifteen, 2022
New Hampshire	Nov 1, 2022 – January fifteen, 2022
North Carolina	November i, 2022 – Jan 15, 2022
Due north Dakota	November 1, 2022 – January 15, 2022
Ohio	November 1, 2022 – January 15, 2022
Oklahoma	November 1, 2022 – Jan 15, 2022
Oregon	November 1, 2022 – Jan 15, 2022
South Carolina	Nov 1, 2022 – Jan 15, 2022
Due south Dakota	Nov one, 2022 – January 15, 2022
Tennessee	November 1, 2022 – January 15, 2022
Texas	Nov 1, 2022 – January fifteen, 2022
Utah	November ane, 2022 – Jan 15, 2022
Virginia	November one, 2022 – January 15, 2022
West Virginia	November 1, 2022 – Jan 15, 2022
Wisconsin	November i, 2022 – Jan 15, 2022
Wyoming	November one, 2022 – January xv, 2022

Some states with their own ACA exchanges have different engagement ranges for the 2022 Special Enrollment Period and the 2022 Open Enrollment Period. The chart below shows the SEP and OEP dates for the these states.

State	State Special Enrollment Borderline for 2022 Plans	State Open Enrollment Period for 2022 Plans
California1	December 31, 2021	November 1, 2022 – January 31, 2022
Colorado2	Baronial 15, 2021	November 1, 2022 – Jan xv, 2022
Connecticut3	October 31, 2021	November ane, 2022 – January 15, 2022
Idaho4,five	April 30, 2021	November 1, 2022 – December 22, 2021
Kentuckyvi	August 15, 2021	November 1, 2022 – Jan 31, 2022
Maineseven	August xv, 2021	November 1, 2022 – Jan 15, 2022
Maryland8,9	Baronial xv, 2021	November 1, 2022 – February 28, 2022
Massachusetts10,eleven	July 23, 2021	November i, 2022 – January 23, 2022
Minnesota12	July xvi, 2021	November one, 2022 – January 15, 2022
Nevada13	August xv, 2021	November 1, 2022 – January 15, 2022
New Jersey14	Dec 31, 2021	Nov ane, 2022 – January 31, 2022
New Mexico15	Baronial xv, 2021	November 1, 2022 – January 15, 2022
New York16	December 31, 2021	November 16, 2022 – March 31, 2022
Pennsylvania17,xviii	Baronial 15, 2021	Nov 1, 2022 – January 15, 2022
Rhode Island19,20	August fifteen, 2021	November 1, 2022 – January 31, 2022
Vermont21	October i, 2021	November 1, 2022 – January fifteen, 2022
Washington DC22,23*	Nov 30, 2021/December 31, 2021	November 1, 2022 – January 31, 2022
Washington24	August 15, 2021	Nov 1, 2022 – Jan 15, 2022
*In Washington, DC, residents tin have coverage effective immediately. For example, if residents sign up by June xxx, they can choose for their coverage to begin on either June 1 or July 1.22

I Missed My State'south Open Enrollment Deadline. Can I Still Become Healthcare Coverage?

If you missed the enrollment deadline in your state, it is all the same possible that you can qualify for a Special Enrollment Menstruation (SEP) that will allow you to apply for health insurance. You can qualify for an SEP if you lot accept experienced a qualifying life result. Qualifying life events tin can include:

• • The loss of health insurance through a task.
  • Household changes such as union, divorce, a death in the family, or having a baby.
  • A alter in your habitation address.

See a list of qualifying life events. You accept 60 days to enroll in a plan, if you qualify for an SEP. But, if yous miss that sixty-solar day window, yous volition accept to wait until OEP to enroll in an individual health insurance policy for 2022.

If y'all missed the 2022 Open up Enrollment Period in your state and yous do not qualify for an SEP, you can apply for a brusk-term wellness insurance plan. Short-term health insurance coverage can exist purchased exterior of OEP for upward to 364 days, and you tin can reapply for short-term coverage for upwardly to 36 months in most states. Curt-term wellness insurance plans might be a expert, temporary fit for salubrious people, as they will not cover pre-existing weather condition similar Affordable Care Human activity (ACA) plans.

If you practise non qualify for an SEP and decide non to apply for a short-term health plan, y'all will have to expect until Open up Enrollment 2022 begins in fall 2021.

HealthMarkets can help you determine whether you authorize for an SEP and detect an private health plan that meets your needs. Shop, compare, and enroll in a health plan online or call u.s.a. at (800) 304-3414 .

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Source: https://www.healthmarkets.com/resources/health-insurance/open-enrollment/

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